Friday, April 23, 2010

Credit Repair





It is always nice to buy our essential purchases on credit instead of paying in cold cash. This way we can schedule our payments on easy installments that will surely fit our budget. But we have to make sure that we pay the allotted amount on time or else our payment scheme will be in arrears thus necessitating to pay the scheduled payment plus the penalty charges for the necessary credit repair.

Although credit is a useful tool for easy installment basis on cash prices, we have to ascertain our capacity to pay and fix credit based on that capability. It is useless to have a very high credit ceiling that we are unable to meet each paying due date.

It is better to avail of a reasonable credit limit that we will be able to meet than apply for a very high credit limit that we will be hard pressed to effect credit repair.



Tags: Credit, Credit Repair, Fix Credit, Credit Cards, Purchases, Sales


Posted by: Mel Avila Alarilla
Philippines
Viewpoint/Opinion

2 comments:

Arvin U. de la Peña said...

thanks for this info.........ang AGUA BENDITA ay napapanood po pagkatapos ng TV Patrol..sana makapanood ka kahit sandali lang ng makita mo ang karakter nilang dalawa..

Mel Avila Alarilla said...

Hi Arvin,
Hindi ako makakasingit sa mga anak ko. Die hard kapuso kasi kami. Thanks for your visit and comments. God bless you always.

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